If you cannot GET health insurance because you are uninsurable, do not have a social security number, or any other reason, you may want to consider ,TeamCorp and USA+ Benefits.
USA+ is actually rolling out a Return of Premium Program. In other words, if you keep the plan for a stated length of time, you may qualify to have your premium refunded. Now it would take five to ten years to qualify for a return of premium, but considering the alternative - not having a premium refunded - this may provide an incentive.
USA+ benefits are right for some people. But even though USA+ has group insurance componants to it - it is NOT a major medical insurance policy. The USA+ article is below, and it will explain more.
Healthcare Benefits for the Way You Live
New Innovations and Access to Healthcare Benefits.
The healthcare crisis in America has resulted in millions of people being unable to afford the rising cost of healthcare. There are also millions of other people who cannot qualify for healthcare benefits due to uninsurable health conditions. The issues of affordability and eligibility are huge obstacles facing Americans as they seek to get the quality healthcare they need.
Your client can become a member of our nationwide membership association and get "guaranteed access" to a new world of special healthcare privileges. Our members get special access to both discounted and insured benefits through our strategic alliances with some of the biggest companies in the healthcare and insurance industries.
United Service Association For Health Care (USA+), a
non-profit corporation, was founded in 1988 in Washington, D.C. to benefit the lives of individuals, families, the self-employed, small business owners and their employees. USA+ has saved its members more than $100 million* in documented savings. This is an association membership and not an insurance policy. Members have access to insured benefits through group policies issued to USA+.
Some of the benefits available to our members are NOT insurance and are discount benefits only. As added membership benefits, members are automatically covered under certain group insurance policies purchased by USA+. These benefits are underwritten by A.M. Best rated insurance companies and subject to the exclusions, limitations, terms and conditions of coverage as set forth in the insurance certificate provided in membership materials and the Policy issued to USA+.
Not all USA+ products are available in all states.