Seniors May Consider Dental Plans
Almost all seniors in the US qualify for Medicare coverage, and many supplement this with Medicare Supplments or Medicare Advantage Plans or Employee Sponsored Health plans.
However, dental coverage is often left out. Some Medicare Advantage inlcude dental plans, but they are usually not comprehensive.
The ironic thing is - good dental care has left a lot of this generation of senior with their teeth! That's a good thing. However, like everything else, teeth take more maintenance as we age.
I think an excellent investment might be a low cost dental plan. Now dental insurance is avaiable to seniors though some companies, however if you need dental work done soon - check to see about plan maximums, waiting periods, deductibles, copays, etc. i.e. in the short term, is it going to be worth the money?
If you know you need work done soon, and you don't have access to dental insurance which will cover it, network dental discount plans are an affordable option. They generally discount services 40 - 60 percent, and sometimes include free check-ups, vision discounts, and other benefits. They usually only run about ten to twenty dollars a month too!
You can check out the dental plans from top rated companies at this website:
http://www.dpbrokers.com/17054.dp
Just enter your zip, and it will show you available plans. You can compare them, see if you can find a dentist you like on the list, and find one you can afford. Then you can applly right online.
However, dental coverage is often left out. Some Medicare Advantage inlcude dental plans, but they are usually not comprehensive.
The ironic thing is - good dental care has left a lot of this generation of senior with their teeth! That's a good thing. However, like everything else, teeth take more maintenance as we age.
I think an excellent investment might be a low cost dental plan. Now dental insurance is avaiable to seniors though some companies, however if you need dental work done soon - check to see about plan maximums, waiting periods, deductibles, copays, etc. i.e. in the short term, is it going to be worth the money?
If you know you need work done soon, and you don't have access to dental insurance which will cover it, network dental discount plans are an affordable option. They generally discount services 40 - 60 percent, and sometimes include free check-ups, vision discounts, and other benefits. They usually only run about ten to twenty dollars a month too!
You can check out the dental plans from top rated companies at this website:
http://www.dpbrokers.com/17054.dp
Just enter your zip, and it will show you available plans. You can compare them, see if you can find a dentist you like on the list, and find one you can afford. Then you can applly right online.
posted by Mar at 9:08 AM
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